Yes We Can!

Welcome to your full-service commercial transportation financing source.

Finance or lease any make or model of tractors, trailers, trucks, bus or retrofit equipment.

Our professional staff is dedicated to giving the best service available in the marketplace. Our staff takes a "hands on" approach to every application we receive.


We Offer Competitive Financing & Leasing for Commercial Equipment Including:


Bad/Low Credit OK!


Bad/Low Credit OK!

Utility Trucks

Bad/Low Credit OK!


Bad/Low Credit OK!

Box/Straight Trucks

Bad/Low Credit OK!

Yellow Iron

Bad/Low Credit OK!


Bad/Low Credit OK!

Specialty equipment

Bad/Low Credit OK!

Owner Operator

Most approvals for commercial trucks are credit decisions based upon the FICO Score of the business owner. However, Sublime Capital also works directly with collateral based underwriters to help business owners with poor credit overcome past tax liens, judgments, slow pays and bankruptcy. These approvals are based upon the sales value of the equipment, not your credit. Simply be willing to collateralize your new piece of equipment with another piece of equal or greater value and we'll have you approved the same day. We also have programs that will require anywhere between 10%-50% down payment depending on your credit worthiness.

Who we are

Sublime Capital Inc. has professional staff that are dedicated to giving our customers and vendors the best service available in the marketplace. Our staff takes a "hands on" approach to every application we receive. We also pride ourselves on our response time which matches or exceeds any large financial institution. We are one phone call away.

What we do

Sublime Capital is a full service nationwide financial source. We specialize in commercial transportation. We are here to help you get into your own truck. Our staff is ready to take your application and talk to you about your options. Call us today!

Are you..

  • looking for more financing options for buying your truck/trailer?
  • getting tired of getting turned down?
  • a start up company?
  • suffering from bad/no credit?
  • out of bankruptcy?
  • start-up owner operator?

Working with Sublime Capital
was easy, fast and effective...
we will continue to work with them as we grow

Get Approved Quick


As an equipment vendor, you are faced with intense competition and with clients who are watching every last dollar they spend. Sublime Capital can help you help your clients by providing an alternative payment option to close more sales. Sublime Capital financing programs is a considered one of the best in the nation, offering superior customer service, professional account management, and flexible payment terms to get the deal done. You will have the customized solutions to fit the unique needs of your business and your customers all at once. This will allow you to close more sales and develop customers for life.

What we do

Nobody knows truck and trailer financing like we do. We have a wide variety of equipment financing options for you and your customers. Few things to keep in mind about us:

  1. We specialize in this industry
  2. We will customize our services to match your business structure
  3. We will be your single point of contact
  4. We will pre-fund your deals
  5. We can provide you with references

We say yes

  • A – D Credit
  • New or Used
  • Class 4-8, Trailer financing available
  • Start-up owner operator, Fleets, Company Drivers
  • No/Low credit score OK
  • No CDL programs available
  • No mileage or age restriction programs available

Help Us Help You

For a faster response, please provide us with the following items with your submission:

  1. Signed credit application
  2. Invoice or bill of sales
  3. Specs
  4. Photos of equipment
  5. Front and back of title
  6. Copy of customer's CDL or DL
  7. Financials (if applicable)

Having a bad credit was always a problem but
with Sublime Capital bad credit was ok...
we are now an establishment thanks to Sublime Capital

Get Approved Quick

Contact us



(949) 428-3323


(949) 334-1114
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Secure Application

Business Information
EQUIPMENT Information
By typing my name in the digital signature filed above, I hereby certify that the information provided in this application is true and correct, I authorize Sublime Capital and any assignee, lending or funding partner that may be involved in the funding process to obtain and verify all credit information provided in this application including bank, personal credit and trade references, I understand that my individual credit history may be a factor in the evaluation of the credit worthiness of the applicant, I acknowledge that prior to the disbursement of any funds, Sublime Capital and/or any assignee may re-verify all credit, bank and trade reference information to ensure there has been no deterioration in credit, I certify that this request is for business and not consumer purposes.
By submitting electronically, the undersigned individual, who is either principal credit applicant or a guarantor, provides a written instruction to Sublime Capital, Inc. authorizing review of his/her personal credit and financial information for a pre-qualification of credit.
Sign your name by writing your full legal name here
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